fix: align business reports and record task migration progress

internal/data/business/alert_governance.go

@@ -262,12 +262,22 @@ func loadAlertLoss(db *gorm.DB, keys []business.ChannelKey, window business.Aler
 			if err := db.Table("tab_promote").Select("id,last_login_time,create_time").Where("source_db=? AND id IN ?", source, batch).Scan(&channels).Error; err != nil {
 				return nil, business.ErrStorage
 			}
+			// Login expiry already establishes loss; only the remaining channels
+			// need the potentially expensive payment scan on a cold database.
+			paymentIDs := make([]uint64, 0, len(channels))
+			for _, channel := range channels {
+				if !window.LoginExpired(channel.LastLoginTime, channel.CreateTime) {
+					paymentIDs = append(paymentIDs, channel.ID)
+				}
+			}
 			var amounts []struct {
 				PromoteID    uint64
 				RecentAmount string
 			}
-			if err := db.Table("tab_spend").Select("promote_id,COALESCE(SUM(pay_amount),0) AS recent_amount").Where("source_db=? AND promote_id IN ? AND pay_status=1 AND pay_time>=? AND pay_time<?", source, batch, window.PayBegin, window.PayEnd).Group("promote_id").Scan(&amounts).Error; err != nil {
-				return nil, business.ErrStorage
+			if len(paymentIDs) > 0 {
+				if err := db.Table("tab_spend").Select("promote_id,COALESCE(SUM(pay_amount),0) AS recent_amount").Where("source_db=? AND promote_id IN ? AND pay_status=1 AND pay_time>=? AND pay_time<?", source, paymentIDs, window.PayBegin, window.PayEnd).Group("promote_id").Scan(&amounts).Error; err != nil {
+					return nil, business.ErrStorage
+				}
 			}
 			payments := map[uint64]string{}
 			for _, amount := range amounts {